negative equity
英 [ˌneɡətɪv ˈekwəti]
美 [ˌneɡətɪv ˈekwəti]
n. 资产负值, 负资产 (资产值低于抵押款)
牛津词典
noun
- 资产负值, 负资产 (资产值低于抵押款)
the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank
柯林斯词典
- 负资产
If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.
双语例句
- Met representatives of the coalition of sandwich class housing to discuss the problem of negative equity, interest rate for second mortgage loans and penalties.
与夹屋大联盟的代表会面,讨论有关负资产问题和二按息率及罚款的问题。 - One in four Dutch homebuyers is in negative equity as a result of falling property values.
由于房价下跌,拥有房产的荷兰人中有四分之一已处于负资产状态。 - The resulting economic shrinkage is leaving large swathes of property in negative equity.
随之而来的经济萎缩,使大量房地产都变成了负资产。 - But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
但正如摩根士丹利(morganstanley)指出的那样,如果考虑到退休、医疗和教育等账外债务,中国普通消费者实际上是负资产。 - Once a home tips into negative equity, borrowers have less incentive to keep up on repayments.
一旦房屋成为负资产,借贷者继续偿付贷款的动力将有所下降。 - This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
这够糟的了,但伴随房价下跌时,意味着许多人面对的是一种尤为残忍的负资产。 - Hong Kong Monetary Authority Announces Results of Latest Survey of Banks on Residential Mortgage Loans in Negative Equity
香港金管局公布银行负资产住宅按揭贷款最新调查结果 - Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
研究负资产对按揭贷款拖欠还款风险概率的影响,以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。 - According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
根据数据提供商CoreLogic的信息,四月底负资产总额达到了7070亿美元。 - To restore its financial health and escape negative equity, the private sector as a whole had no choice but to pay down debt or increase savings levels, even at zero interest rates.
要使日本金融业恢复健康,避免出现负资产,私人部门别无选择,只能偿付债务,或者提高储蓄水平,即便利率为零。